Frequently Asked Questions
Health Insurance FAQs:
We offer a variety of health insurance plans including individual, family, group, and short-term coverage to meet diverse needs and budgets.
Our team will assess your healthcare needs and financial situation, then recommend the most suitable plans for you, explaining the benefits and coverage details of each.
It depends on the plan’s network. We can help you find a plan that includes your preferred healthcare providers to ensure continuity of care.
Life Insurance FAQs:
Term life insurance provides coverage for a specified period, while whole life insurance offers lifelong coverage and includes a savings component that can build cash value over time.
The amount of coverage you need depends on factors such as your income, debts, future expenses, and family needs. We can help you calculate an appropriate amount based on your specific circumstances.
Yes, many life insurance policies offer flexibility to adjust coverage or add riders as your financial situation and needs evolve. We can guide you through these options.
Medicare FAQs:
Generally, individuals aged 65 or older, people under 65 with certain disabilities, and those with End-Stage Renal Disease are eligible for Medicare. We can help you determine your eligibility.
Medicare is divided into Parts A (hospital insurance), B (medical insurance), C (Medicare Advantage plans), and D (prescription drug coverage). We can explain each part in detail to help you understand your options.
The initial enrollment period for Medicare starts three months before you turn 65 and ends three months after your birthday month. There are also special enrollment periods for specific circumstances. We can assist you with the enrollment process to ensure timely coverage.
Supplemental Insurance FAQs:
Supplemental insurance includes additional coverage options such as vision, dental, and other health-related benefits that are not typically covered by standard health insurance plans.
Dental insurance can be highly beneficial in covering routine exams, cleanings, and more extensive dental procedures, helping to reduce out-of-pocket expenses and maintain oral health.
Yes, you can often add supplemental insurance to enhance your existing health coverage. We can help you explore available options and integrate them into your current plan for comprehensive protection.
Locally-Owned
We are a locally-owned and operated insurance company.
Oklahoma Native
James is a Yukon native, born and raised near the mill.
Legendary Service
We offer legendary customer service to our clients.
The Best Rates
We have some of the most competitive insurance rates.
Get in touch:
- 405-816-5251
- jcurnutt@healthmarkets.com
- 4101 SE 85th Street, Suite W1, Oklahoma City, OK 73135